First time homebuyer program - does the county offer a first time buyer program?
Yes, Anoka County participates in the Minnesota Housing Finance Agency‘s (MHFA) “Start-up” program which provides, to qualified first-time homebuyers, mortgage funding and limited down payment and/or closing cost assistance. The state’s definition of a first time homebuyer is someone who has not owned a home within the last 3 years. The program requires that you use an MHFA-approved lender, and they provide a listing of those lenders on their web site at www.mnhousing.gov. This program is currently funded. To start the process, the buyer needs to contact an MHFA-approved lender who will determine if they are eligible for this program.

MHFA also has a “Step-Up” program which provides the same mortgage opportunities as the “Start-Up” program but funds are used to refinance the home you currently own or allows you to purchase a home even if you owned one less than 3 years ago. You do have to use a lender who is MHFA approved.
Minnesota Housing Agency

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1. First time homebuyer program - does the county offer a first time buyer program?
2. Down payment assistance - does the county have a down payment assistance program?
3. Housing rehabilitation program - does the county have a housing rehabilitation program?
4. Section 8 - does the county have Section 8?
5. Emergency Housing Shelters - does Anoka County have any shelters?